Proposed Plan for Resolving the Housing Crisis in America...

The United States’ foreclosure and housing market problems have been well-documented in recent years. This issue has only been heightened by the 2009 economic downturn. Can the sky-rocketing foreclosure market truly be blamed on the recession, however? Can the issue be pinned down on the masses of people who have lost their occupations? Surely many of the cases can be traced back to these harsh conditions, but many more, most likely, can be attributed to something else. Foreclosures are not a new phenomenon and have been a part of American society for years. So, in order to determine a plan for how best to reduce the number of American families losing their homes, it seems best to look backwards rather than simply at the present. The†¦show more content†¦Though it may not immediately impact the economy for the better, the far reaching consequences will be much greater than simply writing a new homeowner a check for $8,000 that they may or may not have earned. This fin ancial education will focus on a far-ranging plethora of topics, but in regards to buying a house specifically, there will be three main pillars: the importance of a savings account for emergencies, the importance of living by a budget, and a more expansive area of loan and interest education. The education of the masses must start early on for many reasons. One is that by the time most citizens are old enough or financially established enough to buy a house, their spending habits and mindset have been locked, and it would take a great deal of change to undo them. It will be much easier to produce a more financially savvy buyer if the principles have been instilled since youth. It is suggested that a person is unable to become a native speaker of a language once a certain age has been reached. In much the same way, it can be assumed that it will be much more difficult for an adult to become a native speaker of strong financial conscious than for a child who has repeatedly practiced the tenants of smart decision making. The three pillars of sound home buying will be taught beginning in fifth or sixth grade, when youth areShow MoreRelatedTask Centred and Crisis Intervention Essay for Social Work3865 Words   |  16 Pagespersonal growth, self-actualisation and personal power over their environment, which would refer to elements of crisis intervention. This model of practice involves psychosocial and counselling to explore client’s views and understanding of their problems. This may assist clients to gain insight into the complex social and psychological origins of the problem that they face and to help plan new ways of responding to the challenges in their lives (Payne, 1997:126). 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Perception Checking An American Educator, Businessman,...

Perception checking is a three-step process that consists of describing the behavior you noticed, thinking of any possible way to understand the behavior; and then ask for clarification. This is a great tool to help comprehend others correctly, instead of assuming that your first interpretation is the correct one. Using this technique can be a way of decreasing defensive actions in the other person. Furthermore, since you are not attacking the actual person, you would just be asking for clarification. Better understanding someone can prevent arguments, or altercations that can cause a disturbance in any relationship. These benefits that come from perception checking are avoiding misunderstanding and better communication. When people perception check, it essentially has nothing to do with your point of view or even your personal opinion of a certain topic. Simply, perception checking is showing someone that they are important to you and that you would want to do everything you could to make sure that you understand them clearly. Once an American educator, businessman, and keynote speaker, Stephen Covey states, â€Å"Seek first to understand, then to be understood.† Therefore, when you want to truly understand a person it will shows respect, but also it will allow you to learn more about what is important to another. Perception checking is not just about receiving clarification about your assumption, but it is about receiving full attention and understanding of anotherShow MoreRelatedContemporary Issues in Management Accounting211377 Words   |  846 Pagesother journals, and is a frequent contributor to the popular press. In two recent studies, Dr. Gordon was cited as being among the worl d’s most influential and productive accounting researchers. An awardwinning teacher, Dr Gordon has been an invited speaker at numerous universities around the world, including Harvard University, Columbia University, University of Toronto, London Business School, Carnegie Mellon University, and London School of Economics. He has also served as a consultant to CONTRIBUTORS

Gandhi Transformation and Managing People

Question: Discuss about the Gandhi Transformation and Managing People. Answer: Introduction: Mahatma Gandhi possesses every characteristic that is required to be a transformational leader. Transformational leadership theory states that such leaders are inspirational and someone whom one can trust and they always lead by examples. Leaders like Mahatma Gandhi have been inspirational in inspiring and motivating a whole nation to stand up and fight against the British supremacy. Transformational leaders have strong vision, helping guide people in making changes. Transformational leaders have the ability in making people confident and powerful, which was lacking among Indians, Gandhi allowed all these people to have trust in them and feel significant (www.sites.psu.edu 2013). Like a true transformational leader, Gandhi was always open to fresh ideas and opinions and suggestions from his supporters which at certain point got implemented in his campaigns. Margaret Thatcher: Margaret Thatcher was an autocratic leader which comes under the Behavioral theories of Leadership. One cannot call Thatcher a dictator as she got elected in a democratic system, but she possessed all the traits of an authoritative leader. She was nicknamed the Iron Lady. In most cases, Margaret Thatcher was the sole decision maker across the government departments, taking decisions on her won without much delay and incompetence (Majumdar 2017). She was confident, she knew what was important to her and was in charge of many ministries for ensuring smoother and influential government functioning. Her leadership style brought many reforms to Britain, something she has envisioned. Her leadership style has both been loved and hated for her decisions ranging from privatization to Falklands War. Angela Merkel: The German Chancellor, Angela Merkels leadership abilities are best explained through the path-goal theory of leadership. The path-goal theory defines that a good leader is one who offers information, resources and lend extended support to her employees. Henley (2017) stated that the directive and participative leadership style is just what Angela Merkel is all about as she is directive, participative and achievement-oriented when required. Miss Merkel is a powerful woman who has a level head on her shoulders and knows exactly what Germany wants from her. Over the years, she has been methodical and pragmatic and has a mindset to move forward all the time. She is wary of taking decisions that are risky and carefully weighs before making any of that sort. Reference: Henley, J. (2017).Want to be a successful world leader? Do it the Angela Merkel way. [online] the Guardian. Available at: https://www.theguardian.com/world/shortcuts/2013/sep/23/angela-merkel-successful-world-leader-germany [Accessed 2 Jan. 2017]. Majumdar, S. (2017).Maggie's flawed leadership. [online] Business-standard.com. Available at: https://www.business-standard.com/article/opinion/maggie-s-flawed-leadership-113041100498_1.html [Accessed 2 Jan. 2017]. Sites.psu.edu. (2017).Gandhi-Transformation and Change. https://sites.psu.edu/leadership/2013/03/24/gandhi-transformation-and-change/ [Accessed 2 Jan. 2017].